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Your right to compensation after a wreck in a no-fault state like Florida

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Florida is a no-fault auto insurance state. Motorists must purchase personal injury protection (PIP) coverage to remain in compliance with the state’s auto insurance requirements.

The state’s subscription to this doctrine makes it unnecessary for police to determine responsibility for a crash. Neither motorists nor insurance companies have to determine liability, either, when many auto accident claims are filed.

How filing accident claim in no-fault states work

Drivers who suffer injuries in a crash in a no-fault state must first file a claim with their own insurance company to recover compensation for any accident-related expenses they might suffer. Lawsuits in no-fault insurance states generally don’t happen unless the injured party’s losses and needs exceed a certain threshold.

In Florida, for example, you can file a lawsuit against the other party in the wreck if you lost function in a body par, have permanent scarring or have other injuries that are likely to be permanent.

Your options in your no-fault auto accident injury case

Countless factors, including distracted, drowsy, drunk, reckless or drugged driving, result in car crashes every day here in Florida. While PIP coverage will help cover most of your accident-related bills, it’s unlikely that your coverage will be enough to pay for them all if you suffered severe injuries.

Following a serious wreck, talking with an experienced attorney is wise. You may be able to recover additional compensation in your case by pursuing options past a mere PIP claim. Most people aren’t familiar enough with either the way that no-fault laws work or their rights to understand what they could be entitled to receive without professional guidance.

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Schedule a free initial consultation with an experienced lawyer from Phillips, Hayden & Labbee, LLP. The sooner you get us involved, the more we can do to help you.

(727) 888-PAIN

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What Our Clients Say

PERSONAL INJURY CLIENT

Sharon Elliott

When I first called their office I was able to speak to a paralegal and an attorney right away. They answered all of my questions. Throughout the process of my case the attorneys were in constant contact with me. I knew every step of the process. The staff and attorneys were very easy to talk to. I was extremely pleased with the outcome. My medical bills were high. They managed to get my doctors to write off a lot of the bills which saved me money. PHL is a great law firm. I highly recommend them to anyone. I promise, you won’t be disappointed.

REAL ESTATE CLIENT

Amber Joye Rosen, Au.D.

I called numerous attorneys, Michael Labbee was not only the only attorney to call me back at all but called me the same day during his personal time. In the consult, he confirmed my rights as a party to this contract, went over all the ramifications the seller would incur by breaking our contract, and went over cost of litigation if that’s the route I needed to take. I felt more empowered at my options. He was not only knowledgeable and to the point, but kind (yet clearly willing to go to bat to people in their place for my rights!).

PERSONAL INJURY CLIENT

Merrill King

Outstanding attorneys. Extremely knowledgeable of the law. They don’t back down from a challenge!

BUSINESS TRANSACTION CLIENT

Cal Webster

We hired Michael Labbee to build several contracts for our business. Michael and his team are very knowledgable and professional about multi aspects of what we need help on.

PERSONAL INJURY CLIENT

Joey Gill

After my accident I contacted Tyler Hayden to get his advice on legal help and he said don’t worry, we can take care of this and that’s exactly what that firm did. From day one I felt comfortable talking to the lawyers and knew they had my best interest. I would 100% recommend Phillips, Hayden, & Labbee to handle your personal injury case. I’m glad I did.