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How many drivers don’t have insurance coverage in Florida?

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Carrying insurance is a basic requirement for licensed drivers who want to register a vehicle. Insurance protects you from medical costs if you get hurt in a crash. They can also cover your liability if you cause a crash that damages someone else’s property or causes them an injury.

Although an active policy offers very valuable financial protections for someone’s assets and income, insurance can seem like a waste of money. You spend hundreds of dollars every year to pay for something that you hope you never even need to use. However, you follow the law and you keep paying for it — but not everyone makes that same decision. There are actually a shocking number of people driving on Florida’s roads without an active insurance policy.

How many drivers don’t carry insurance?

Given the high costs of insurance in Florida, it probably won’t surprise you to learn that it is one of the top ten states for the highest number of uninsured drivers. With an average of 20.4% of motorists without proper coverage, Florida is sixth in the nation. Roughly one out of every five drivers you see on the road won’t have insurance on their vehicle.

Getting into a crash with a driver who doesn’t have insurance can have numerous different implications. Another driver’s lack of coverage can limit what compensation you receive after the crash or put you at risk for someone taking legal action against you if you caused the crash.

What if you’re in a crash with an uninsured motorist?

Understanding insurance laws in Florida is an important first step toward protecting yourself or getting compensation after a crash with a driver who doesn’t have insurance.

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Schedule a free initial consultation with an experienced lawyer from Phillips, Hayden & Labbee, LLP. The sooner you get us involved, the more we can do to help you.

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What Our Clients Say

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Sharon Elliott

When I first called their office I was able to speak to a paralegal and an attorney right away. They answered all of my questions. Throughout the process of my case the attorneys were in constant contact with me. I knew every step of the process. The staff and attorneys were very easy to talk to. I was extremely pleased with the outcome. My medical bills were high. They managed to get my doctors to write off a lot of the bills which saved me money. PHL is a great law firm. I highly recommend them to anyone. I promise, you won’t be disappointed.

REAL ESTATE CLIENT

Amber Joye Rosen, Au.D.

I called numerous attorneys, Michael Labbee was not only the only attorney to call me back at all but called me the same day during his personal time. In the consult, he confirmed my rights as a party to this contract, went over all the ramifications the seller would incur by breaking our contract, and went over cost of litigation if that’s the route I needed to take. I felt more empowered at my options. He was not only knowledgeable and to the point, but kind (yet clearly willing to go to bat to people in their place for my rights!).

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Merrill King

Outstanding attorneys. Extremely knowledgeable of the law. They don’t back down from a challenge!

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Cal Webster

We hired Michael Labbee to build several contracts for our business. Michael and his team are very knowledgable and professional about multi aspects of what we need help on.

PERSONAL INJURY CLIENT

Joey Gill

After my accident I contacted Tyler Hayden to get his advice on legal help and he said don’t worry, we can take care of this and that’s exactly what that firm did. From day one I felt comfortable talking to the lawyers and knew they had my best interest. I would 100% recommend Phillips, Hayden, & Labbee to handle your personal injury case. I’m glad I did.